JOHN HOLLIS - MORTGAGE ADVISER
Buying a New Home?
When you go through the motions of buying a property, you want someone with experience by your side every step of the way. As a mortgage broker, I go the extra mile while helping clients buy or refinance their homes. Contact me today to learn more about what I can do for you.
​Competitive Remortgage Advice in Westhoughton, Wigan & Bolton
Don't let your monthly finances take a hit when your current fixed rate ends. I help homeowners across Wigan, Bolton, and Westhoughton track down highly competitive new deals up to 6 months before their switch date. With built-in Rate-Drop Protection, if interest rates fall before your official switch date, we can swap you to the cheaper deal seamlessly. I handle the entire process from paperwork to lender negotiations, saving you time and money.
YOUR HOME / PROPERTY MAY BE REPOSSESSD IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The FCA does not regulate some forms of Buy to Lets.
Expert First-Time Buyer Mortgages in Westhoughton & Bolton
Stepping onto the property ladder for the very first time can feel incredibly overwhelming. From calculating your maximum deposit power to dealing with estate agents and solicitors, I provide dedicated, step-by-step guidance through the entire buying journey. You will get expert advice on the latest first-time buyer schemes and competitive market rates, without the headache of chasing high-street banks yourself.
YOUR HOME / PROPERTY MAY BE REPOSSESSD IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The FCA does not regulate some forms of Buy to Lets.
Smooth Home Mover Mortgages in Westhoughton, Wigan & Bolton
Taking your next step on the property ladder comes with extra moving parts—like coordinating the sale of your current home alongside a new purchase. Property chains and legal delays take time, which is why I focus on securing competitive mortgage offers valid for up to 6 months. Plus, if interest rates happen to drop before you officially exchange keys, I will seamlessly switch you to the cheaper deal.
YOUR HOME / PROPERTY MAY BE REPOSSESSD IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The FCA does not regulate some forms of Buy to Lets.
Specialist Bad Credit Mortgage Options in Wigan & Bolton
A low credit score, missed payments, or historical defaults don't automatically mean your property dreams are over. While standard high-street banks rely on automated credit scoring and may quickly turn you away, I have access to a wide panel of specialist UK lenders. These lenders look at the real story behind your credit history using manual underwriting. I will work closely with you to present your application in the strongest possible light.
YOUR HOME / PROPERTY MAY BE REPOSSESSD IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The FCA does not regulate some forms of Buy to Lets.
Estimate Your Repayments & See How Much You Can Save
Want to get a quick idea of what your dream home or new remortgage rate might cost each month?
Use my interactive mortgage calculator below to test different property values, deposit amounts, and interest rates.
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Plus, don't miss the Overpayment Calculator tab—it shows you exactly how small, regular extra payments can shave years off your mortgage term and save you thousands of pounds in interest.
While these tools give you a great starting benchmark, I will calculate your precise borrowing capacity and saving strategy when we connect.
GET IN TOUCH
It's important to begin looking into a mortgage before you have made any other decisions. If you have any questions that need answering, please don't hesitate to get in touch.
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07764 940 867